I've downloaded the xci for totk and installed it through tinfoil but on my home menu it's title comes with a cloud symbol, and says”you must own the software to play it” :
Nintendo Switch (NSP/XCI) Jailbreak Game, Video Gaming, Video Games, Nintendo on Carousell
Switch: Install XCIs on the Home Menu just like NSP with XCI installer... - Hackinformer
Can't figure out first XCI install : r/SwitchPirates
Nintendo Switch ROMs (NSP/XCI) for Emulators & Console
INSTALLING NSP AND XCI WITH GOLDLEAF AND TINFOIL - Sthetix
XCI-Explorer MOD | GBAtemp.net - The Independent Video Game Community